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Credit Risk Multiple Locations Full-time $30,000 - $40,000 USD

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Senior Credit Risk Analyst

You'll work at the intersection of Deel's growth and responsibility. As a Senior Credit Risk Analyst, you'll own the full credit risk lifecycle—from acquisition and underwriting through portfolio monitoring and collections—helping us scale globally while building sustainable, trust-based relationships with our customers. You'll combine sharp analytical thinking with hands-on problem-solving, working across a platform that spans 150+ countries and hundreds of thousands of workers. This is a role where your decisions directly impact both our business and the reliability of our customers' global operations.

Responsibilities:

  • Lead credit assessments and underwriting decisions on new customers and portfolio risk, translating financial analysis and market signals into clear acquisition recommendations
  • Build and maintain monitoring models and dashboards that surface portfolio trends, detect early warnings, and inform proactive risk management across customer segments
  • Partner with Sales, Customer Success, and Finance to balance sustainable growth with prudent risk management, providing clear rationale for approval, exceptions, and escalations
  • Develop automation and tooling—including data pipelines, scoring models, and AI-powered workflows—that make the team's work faster and smarter
  • Analyze large datasets to identify patterns, risks, and opportunities; communicate findings clearly to cross-functional stakeholders and senior leadership

Qualifications:

  • 2-3 years in credit risk, credit underwriting, credit analytics, or similar roles at a financial services, fintech, or lending organization
  • Proficiency with data analysis tools (SQL, Python, Excel, Tableau, or similar); ability to manipulate large datasets and build working models
  • Analytical mindset with the ability to move quickly between strategic thinking and tactical execution
  • Proactive self-starter who thrives in ambiguity and takes ownership without needing direction
  • Excellent written and verbal communication skills; ability to explain complex financial concepts clearly to non-financial audiences
  • Exceptional organizational skills and attention to detail in a fast-moving environment
  • Hands-on experience building with AI tools or implementing AI workflows; curiosity about how to apply AI to credit and risk problems
  • Track record of building or automating processes that scaled with the business
  • Experience working in or supporting a startup or high-growth environment is a plus

Total Rewards

  • Our salary range reflects gross base salary. For commercial roles with commission eligibility, this figure represents On-Target Earnings (OTE), inclusive of base salary and target commission.
  • Salary ranges are quoted in USD as a consistent global reference. Your offer will be localized to your country's currency using a market-aligned conversion.
  • Final pay is based on objective, job-related criteria including experience, skills, and location.
  • We don't ask about salary history. Offers are based on the role and what you bring to it.
  • Stock grant opportunities dependent on your role, employment status and location
  • Additional perks and benefits based on your employment status and country
  • The flexibility of remote work, including optional WeWork access
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