Software Engineer - Backend - Banking Infrastructure *EU/UK remote* (m/f/d)

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<p style="min-height:1.5em"><strong>ABOUT US</strong></p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em">Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.</p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em">We serve two primary customer segments:</p><ul style="min-height:1.5em"><li><p style="min-height:1.5em">Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.</p></li><li><p style="min-height:1.5em">Businesses such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.</p></li></ul><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em">Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments.</p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em">Learn more at<a target="_blank" rel="noopener noreferrer" href="http://www.getpliant.com/"><strong><br></strong></a><a target="_blank" rel="noopener noreferrer nofollow" href="http://www.getpliant.com"><strong>www.getpliant.com</strong></a></p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em"><strong>ABOUT THE ROLE</strong></p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em">We are hiring a <strong>Software Engineer - Backend - Banking Infrastructure </strong><em><strong>EU/UK remote</strong></em><strong> (m/f/d) </strong>to join the <strong>Banking Infrastructure</strong> team.</p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em">The Banking Infrastructure team owns the systems that connect our platform to external banking institutions and payment networks. Operating at the core of money movement, the team builds and maintains integrations with partner banks and banking-as-a-service providers, ensuring secure and accurate execution of payments across multiple rails (including <strong>SEPA, ACH, SWIFT, FPS</strong>, and others) and markets.</p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em">This is high-impact, high-scale engineering at the core of a fast-growing fintech, where precision, resilience, and smart execution directly shape how money moves for thousands of organizations. If you’re excited about building robust financial infrastructure that operates at scale and under real-world constraints, this is where you’ll make it matter.</p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em"><strong>The Team Tech Stack</strong></p><ul style="min-height:1.5em"><li><p style="min-height:1.5em">Java, Spring Boot</p></li><li><p style="min-height:1.5em">AWS cloud services</p></li><li><p style="min-height:1.5em">PostgreSQL</p></li><li><p style="min-height:1.5em">Kafka</p></li></ul><p style="min-height:1.5em">At this time, the team consists of 4 backend engineers alongside a product manager and an engineering manager.</p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em"><strong>WHAT YOU'LL DO</strong></p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><ul style="min-height:1.5em"><li><p style="min-height:1.5em"><strong>Working on technical initiatives</strong>: Collaborating with others to drive epics and technical initiatives within the team. From solution conception to delivering production ready code to ensure continuous feature delivery.</p></li><li><p style="min-height:1.5em"><strong>Shaping systems’ architecture:</strong> Actively participating in shaping our technical direction and how the systems should grow by bringing up possible improvement topics for a healthy discussion within the team.</p></li><li><p style="min-height:1.5em"><strong>Adhering to our code standards</strong>: Ensuring a scalable, maintainable, and secure micro-service architecture that can handle the expected load and grow iteratively as needed.</p></li><li><p style="min-height:1.5em"><strong>Maintaining our systems:</strong> Participating in the on-call rotation and the overall support effort of the team while keeping an eye on root causes and possible system improvement points.</p></li><li><p style="min-height:1.5em"><strong>Discuss and commit</strong>: Communication is key in our team and we like to avoid knowledge silos by maintaining a knowledge sharing culture through documentation pages such as RFCs and ADRs, or grooming meetings -when needed- to ensure team alignment before we commit to a given work plan.</p></li><li><p style="min-height:1.5em"><strong>Collaborate with Stakeholders:</strong> Working closely with the product manager and the engineering manager and frontend engineers to align on action items and deliver high quality features.</p></li><li><p style="min-height:1.5em"><strong>Follow Pliant Values</strong>: Push It, Own It, Open Up, Be Kind, Have Fun, Be Pliant.</p></li></ul><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em"><strong>WHAT YOU'LL BRING</strong></p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><ul style="min-height:1.5em"><li><p style="min-height:1.5em">Expertise in building testable, maintainable, and extendable systems.</p></li><li><p style="min-height:1.5em">Obsession with the best engineering practices.</p></li><li><p style="min-height:1.5em">Strong problem solving skills.</p></li><li><p style="min-height:1.5em">5+ years of relevant experience with Java and Spring Boot (or relevant stack).</p></li><li><p style="min-height:1.5em">Proficiency with REST APIs and event driven communication patterns.</p></li><li><p style="min-height:1.5em">Proficiency with relational databases (preferably PostgreSQL)</p></li><li><p style="min-height:1.5em">Experience with AWS and Docker.</p></li></ul><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em"><strong>BONUS POINTS</strong></p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><ul style="min-height:1.5em"><li><p style="min-height:1.5em">Experience with IaC</p></li><li><p style="min-height:1.5em">Deep architectural experience</p></li><li><p style="min-height:1.5em">Experience with mentoring other team members</p></li></ul><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em"><strong>WHAT WE OFFER</strong></p><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><ul style="min-height:1.5em"><li><p style="min-height:1.5em">The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence</p></li><li><p style="min-height:1.5em">Attractive remuneration (taking experience level and geographical location into consideration)</p></li><li><p style="min-height:1.5em">Your choice of preferred OS, Windows or Mac</p></li><li><p style="min-height:1.5em">Flat hierarchy and transparent communication in a relaxed, professional atmosphere</p></li><li><p style="min-height:1.5em">Opportunity to develop your talent in a dynamic team with ambitious goals</p></li><li><p style="min-height:1.5em">Flexibility and possibility to work remotely</p></li><li><p style="min-height:1.5em">Monthly mobility benefit</p></li><li><p style="min-height:1.5em">Wellhub Membership</p></li><li><p style="min-height:1.5em">Company card with a monthly allowance for lunches, coffee, etc. with co-workers</p></li></ul><div style="min-height:1.2em;margin-top:0;margin-bottom:0"> </div><p style="min-height:1.5em">At Pliant, we believe diversity and inclusion are essential to building not only an innovative product but also an exceptional experience for both our customers and our team. This commitment begins with our hiring process—we welcome individuals of all racial and ethnic backgrounds, religions, national origins, gender identities or expressions, sexual orientations, ages, marital statuses, and abilities. If you require accommodations or accessibility support during the interview process, please let us know in your application so we can make sure your experience is seamless.</p><p style="min-height:1.5em"></p><p style="min-height:1.5em">We also know that great candidates don't always tick every box on a job description. If this role excites you but your experience doesn't perfectly match every requirement listed, we still encourage you to apply. You might bring strengths, perspectives, or potential we hadn't even thought to ask for and we'd rather hear from you than miss the chance to meet you.</p>

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

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Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...